Carmel Capital Partners - Chelsey Frate

Carmel Capital Partners - Chelsey Frate


Financial Planners/AdvisorsPaycheck Protection Program Lender

About Us

Torrey Pines Wealth Management provides comprehensive wealth management solutions for a select group of business owners, executives and high net worth families. Our detailed and personalized financial-planning process acutely focuses on our clients' needs and provides them with the insight needed to successfully exit their companies, comfortably retire, and securely pass their wealth along to future generations.


  • Business Transition Planning
  • Wealth Management
  • Estate Planning
  • Retirement Planning
  • Investment Planning


From left to right, Steven DeMatteo; DeNeen Avina; Chelsey Frate